Did you know, JPMorgan Chase & Co. is the Best and Largest Bank in the USA by Assets Held? As well, would you like to know what are the Best Health Insurance Companies in the USA? Health insurance is an important part of planning for your future and security. With so many health insurance companies out there, it can be difficult to find the right one for your needs. To help you make an informed decision, the World’s #1 Source of Research-Based Content, The Daily Top 10 compiled a list of the Top 10 Best Health Insurance Companies in the USA.
The majority of people need medical attention or advice at some point in time. In the USA, the large majority of healthcare is private. Due to this, healthcare has an increased price, to cover these costs citizens have health insurance. It helps to protect you from unforeseen medical costs and provides peace of mind that you can get the care you need regardless of your financial situation.
Read on to learn more about the Top 10 Best Health Insurance Companies in the USA and what they have to offer.
What is the Best Health Insurance Company in the USA?
When determining the Best Health Insurance Company in the USA, there are a variety of variables to analyze. With so many options, it can be hard to narrow down. But don’t worry, we’ve researched for you, and compiled a list of the Top 10 Best Health Insurance Companies in the USA.
From small, local companies to big-name national providers, these companies offer a wealth of coverage options and competitive pricing. But before we step into the Best option, let’s check out the rest of our list now!
TOP 10: Aetna
Aetna is a health insurance company that operates within around 37 different states. According to Insurance Business America, this company offers Prescription Drug plans which are now available in 264 counties in the US. It has some health plans that earned high marks from the National Committee for Quality Assurance for quality of care, customer satisfaction, and improvement efforts.
Based on the data collected from the Forbes Advisor, Aetna offers health maintenance organization (HMO) and exclusive provider organization (EPO) plans on the health insurance marketplace. If you purchase an Aetna CVS Health plan, you can get price breaks on CVS MinuteClinic services and a 20% discount on CVS brand health care products.
TOP 9: Harvard Pilgrim
Harvard Pilgrim is the 9th Best Health Insurance Company in the USA. For more than 35 years, Harvard Pilgrim has built a reputation for exceptional clinical quality, preventive care, disease management, and member satisfaction. It has consistently been rated among the top plans in the country. Harvard Pilgrim tops the list of America’s Best Health Plans for the fourth year in a row.
According to Health Markets, Harvard Pilgrim is a not-for-profit health services company. The company offers PPO, HMO, and POS plans that contain options like health savings accounts, reimbursement arrangements, flexible spending accounts, and wellness program options. Most importantly, it was also named on the Boston Globe’s Top Places to Work list.
TOP 8: HealthPartners
With the vision to be the best and most trusted provider of healthcare, health promotion, healthcare financing, and healthcare administration in the country, HealthPartners is a group of nonprofit Minnesota healthcare organizations. According to Health Network, its headquarters is in Bloomington. HealthPartners has been serving the healthcare needs of its members for more than 50 years.
According to Insurance Business America, it focused on improving the health of its members, patients, and the community. HealthPartners and its related organizations provide health care services, HMO coverage, and insurance to nearly 1,000,000 members. They offer a complete portfolio of plans designed to meet the needs of individuals, families, self-employed, seniors on Medicare, and small and large businesses. So, they consistently receive an excellent rating from the National Committee for Quality Assurance (NCQA).
TOP 7: Capital District Physicians’ Health Plan
Capital District Physicians’ Health Plan is a company directed by physicians and has some of the best-rated plans in the USA. This is an independent nonprofit company that provides plans for around 500,000 people in New York. Capital District Physicians’ Health Plan offers plans that cover dental work, vision services, prescription drugs, and preventative medical services.
CDPHP has the top-rated private health plans in New York state, according to recent NCQA Health Insurance Plan Ratings. The health plan is also rated among the top plans in the nation in the areas of consumer experience, prevention, and treatment.
TOP 6: Humana
The 6th Best Health Insurance Company in the USA is Humana. According to the Insurance Business America, Humana healthcare insurance provider differs from others in the USA, this is one of the only companies that cover expenses of eyeglasses, contact lenses, dental exams, and crowns. Humana is a well-being company that provides plans catered to people with chronic illnesses, people transitioning from hospital to home, and people with special needs.
Humana is recognized as the industry leader for Medicare Advantage plans overall, member experience, and low-premium plan availability. And it recently received recognition as U.S. News & World Report’s Best Insurance Company for Medicare Advantage in three categories for 2023, best company for Medicare Advantage plan overall rating, best company for member experience, and best company for low-premium plan availability.
TOP 5: Cigna
Cigna is a well-known healthcare insurance provider that is known for its Global Health Advantage policy. The company provides healthcare globally as well as in the USA, in total there are around 17 million customers. With over 70,000 employees, it is one of the most popular companies in the states of Indiana, New Jersey, and Ohio.
According to Trusted Choice, Cigna is a financially sound insurance company. The carrier has high financial strength ratings as well as an award-winning customer service center that’s available to members 24/7. The company provides medical policies in 13 states, and dental policies in 50 states.
TOP 4: Blue Cross Blue Shield
According to Insur Tech Magazine, Blue Cross Blue Shield is one of the most popular health insurance providers in the USA. Blue Cross Blue Shield (BCBS) has high-quality health insurance and is rated slightly ahead of other major competitors. It also is the most popular health insurance company in the country.
According to Value Penguin, BCBS offers a wide range of plan options and types including HMOs, EPOs, and PPOs. These choices can help you get the best type of coverage to meet your needs. The company is also good if you want flexibility with where you get your medical care. The BCBS network includes 90% of the country’s doctors and hospitals. Even though the exact network of each plan varies, you’ll likely have a wide selection of doctors that are covered.
TOP 3: Centene Corp
The 3rd Best Health Insurance Company in the USA, Centene Corp is a multinational healthcare company, which works alongside the government. The company is focused on providing services for uninsured and underinsured people. Operating in over 50 states, Centene Corp has over 25 million plan holders. According to Insur Tech Magazine, there are a wide variety of plans available covering vision, home healthcare, behavioral health, dental, and specialty pharmacy.
According to Forbes, the Specialty Services segment offers healthcare services and products to state programs, correctional facilities, healthcare organizations, employer groups, and other commercial organizations.
TOP 2: Kaiser Foundation Health Plan
Kaiser Foundation Health Plan is one of the nonprofit insurance providers in the US. Its Health plan is one of the highest-rated nonprofit companies, they provide more budget-based plans for people with lower premiums, no deductibles, and prescription drugs.
According to Forbes, Kaiser Permanente is a good choice if it’s available where you live. Its health insurance plans earned an average grade of 4.3 out of 5 from the National Committee for Quality Assurance, which is one of the highest of any company on our list. Kaiser Permanente also has a very low level of complaints, indicating high customer satisfaction.
TOP 1: United Healthcare
United Healthcare has an A+ (Superior) financial strength grade from AM Best, which was the highest of the health insurance providers in our list of the Top 10 Best Health Insurance Companies in the USA. According to Investopedia, the company offers a lot of options for different needs, including child and adult dental coverage, short-term coverage, student coverage, and plans for small businesses.
This health insurance company is a customer-driven digital provider. United Healthcare offers wearable technology such as baby monitors, activity trackers, and glucose management devices, along with this the company also provides online appointments and apple watch health tracking. It also offers a variety of healthcare policies for citizens, employers, and medicare. There are around 13,000 contracted physicians and 6,500 hospitals, according to Insur Tech Magazine. So, United Healthcare is the Best Health Insurance Company in the USA.
What are the Best Health Insurance Companies in the USA?
If you’re looking for the Best Health Insurance Companies in the USA, you may pick the Best among the Best from our list. We’ve researched the Top 10 Health Insurance Companies and gathered the most important information you need to know when choosing a health insurance plan. Now, you can make an informed decision about which health insurance plan is best for you and your family.
Here is the list of the Top 10 Best Health Insurance Companies in the USA:
- United Healthcare
- Kaiser Foundation Health Plan
- Centene Corp
- Blue Cross Blue Shield
- Cigna
- Humana
- Capital District Physicians’ Health Plan
- HealthPartners
- Harvard Pilgrim
- Aetna
While the number of health insurance companies offers employers many choices through which to offer a traditional group health benefit, it’s important to consider other, more flexible health benefit options. So, you might get a good idea about the Top 10 Best Health Insurance Companies in the USA from your favourite Daily dose of knowledge, The Daily Top 10. If you need to read more articles like this, don’t forget to subscribe to The Daily Top 10 Newsletter and join the World’s #1 Source of Research-Based Content.
Author: Jera A.
Jera A. is an empowered woman, a dedicated student leader, and an academic commissioner. She recently focused on exploring more of her skills while also learning new things to help herself blossom. She believes that anyone, from anywhere, can make a difference.
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