Top 10 Best & Biggest Car Insurance Companies in New Zealand (Updated)

Post By

Fahad M.

Reviewed By

Jo S., Faheem H., and Marc T.

Post By

Fahad M.

Reviewed By

Jo S., Faheem H., and Marc T.

If you are living in New Zealand and looking for the best and most reliable car insurance provider in the country, you are at the right place. It is because the World’s #1 Source of Research-Based Content, The Daily Top 10 will explore the Top 10 Best and Biggest Car Insurance Companies in New Zealand. In addition, if you enjoy this, be sure to check out our previous articles like the Top 10 Oldest and Most Popular Restaurants in the UK, Top 10 World’s Best Auto Industry News and Trends in 2023, and Top 10 Most Important Facts About the Periodic Table of Elements for your further knowledge.

In New Zealand, insurance plays a significant role in the financial system. Life insurance, health insurance, auto insurance, house and contents insurance, and travel insurance are just a few of the many products available in the New Zealand insurance market.

Among them, here we start with the list of the Top 10 Best and Biggest Car Insurance Companies in New Zealand.

What is the Best and Biggest Car Insurance Company
in New Zealand?

Insurance for cars always provides financial security when you need it. You might be charged for the expenses incurred if you cause an automobile accident. Legal expenditures, medical costs incurred by the wounded party, and lost wages, if their ailments prevent them from working, are a few examples. These expenses might be covered in part by liability insurance.

Saving the best for last, let us get into the rest of the Best and Biggest Insurance Companies in New Zealand now.

10

AA

AA is a renowned car insurance provider in New Zealand. This car insurance provider knows what a car owner needs as well as which car insurance packages would suit their budget. So, they offer car insurance at three levels: third-party car insurance, comprehensive insurance, and insurance for specialty vehicles.

According to the Reader’s Digest, AA in NZ has been a reliable name for the last nine years. The business not only meets the customer’s needs but also handles the insurance prices without any stress. AA has a partnership with reliable repairers nationwide that can guarantee repairs. In addition, the customer services team of AA looks after the customer’s requirements from start to end and thus makes the car insurance process a hassle-free thing.

9

State

The State car insurance provider in New Zealand is a customer-centric business that gives priority to the requirements of its customers. They have three levels of insurance coverage to give your car a new life. These are fully comprehensive car insurance cover, third-party insurance, and third-party with fire and theft cover.

A customer gets optional add-ons when it is to Car insurance with the States. The optional add-ons include 24/7 roadside rescue, a windscreen glass cover, and a courtesy car hire. The best part is that even if you are short with a budget, the State will still accommodate you. Furthermore, this car insurance company collects payments fortnightly, monthly, and annually.

8

Club Auto Insurance

It was founded in 2009 and specializes in providing car insurance services to the people of New Zealand with full confidence. Club Auto insurance covers regular damages and accidental damage, according to Reader’s Digest.

Three different forms of coverage are offered by Club Auto insurance: the Auto One plan, which offers fully comprehensive coverage; the Shock Absorber plan, which offers third-party coverage or even third-party coverage with fire and theft; and the Free Wheel plan, which offers motorcycle coverage. No matter the type of auto insurance, Club Auto is available to assist as one of the best insurance plans.

7

The Warehouse Group

In the 7^th position of the best car insurance companies in NZ is The Warehouse Group which was founded in 1982. Initially, it was opened in Auckland, but soon it expanded to other areas of the country. However, by today, it is amongst the largest car insurance providers in New Zealand.

A customer can select from three different levels of car insurance at The Warehouse Group. These levels range from Everyday Plus Car insurance, third-party property damage insurance, and third-party with fire and theft car insurance. With Everyday Plus car insurance, a customer can also get optional bonuses.

6

Westpac

The first branch of this car insurance provider in NZ was opened in 1861. Since then, it has provided the best car insurance services in the country. A report says that Westpac has almost 1.2 million customers across the country, and it has 200 branches.

This car insurance provider gives insurance policies at three levels: comprehensive insurance, third-party cover, and third-party with fire and theft cover. The best part is that a customer can contact the customer services department of the business any time any day and also provides roadside assistance. In case of my roadside emergency in NZ, feel free to call them.

5

ASB

Another best and most reliable car insurance provider in NZ is the ASB which the first branch of ASB was opened in 1947. Since then, the company has attracted more than 1.3 million customers from all parts of life in the country. ASB offers three levels of car insurance, giving customers the option to select one that best suits their requirements and budget.

According to an article published in Forbes, roadside assistance is very important when applying for a car insurance plan. ABC also provides insurance coverage for bikes, yachts, boats, and trailers. If a customer already has other insurance plans with the company, they get discounts on car insurance from ASB. In addition, ASB also provides car loans to its customers, if they seek financial assistance.

4

Tower Insurance

Tower Insurance was founded in 1969. The company provides car insurance services with full confidence and it claims to be there when a customer needs them most, and it makes it true every time.

According to AMC Insurance, the Tower offers three levels of car insurance packages in addition to their optional roadside assistance and windscreen excess buyout. The customer can choose between comprehensive insurance, third-party car insurance, or third-party with fire and theft coverage depending on their vehicle, needs, and budget. In this way, a customer feels valued and gets the required peace of mind while on the road.

3

Protecta Insurance

This car insurance company provides financial services like insurance policies for more than 30 years. It provides the best services to its customers by giving them the best value products, benefits, and customer service. As stated in Protecta Insurance Solutions, it covers cars, motorbikes, and classic vehicles since 1987. A customer can get fully comprehensive insurance for a standard vehicle, third-party insurance, and third-party with fire and theft cover.

The staff at Protecta Insurance is trained to respond to the queries of the customers. This has helped the company to build a starting relationship with its customers and gain a presto reputation across the country. The company has more than 1.2 customers across the globe and a customer can claim insurance 24/7, which makes it among the best car insurance providers on the list.

2

Cove

Cove, which takes pride in having been formed by Kiwis for New Zealanders, seeks to simplify and innovate vehicle insurance in New Zealand. Long questionnaires, difficult paperwork, and annoying call centers related to auto insurance have been eliminated there. Instead, Cove uses technology to solve your insurance issues quickly and easily.

According to Nationwide, Cove offers a single level of automobile insurance to keep things straightforward. Their all-inclusive auto insurance plan covers legal responsibility for damage, new car coverage, fire and theft coverage, no fault-no excess, temporary housing, loss of trailers, keys, and locks, and even replacement vehicles. Customer is free to decide whatever add-ons, like roadside assistance or excess-free windscreen glass, to include in their Cove insurance policy.

1

BNZ

On top of the list, as the Best and Biggest Car Insurance Company in New Zealand, we have the Bank of New Zealand, abbreviated as BNZ. It has been serving in the car insurance business in NZ for the last 150 years and it also provides insurance at three levels. Premium Car Supreme Cover is the premium one which provides car owners the ability to add roadside assistance for only $1 a fortnight. In addition, the customer can also get third-party car insurance or third-party with fire and theft for those looking for an affordable budget.

According to FMG, this car insurance provider allows the client to claim 24/7 available customer services. This makes the car insurance process hassle-free. The best part about using the services of BNZ is that if a client already has insurance policies with BNZ, they can get maximum discounts on services too. Besides, with BNZ, there is no need to physically visit the outlet, the claim can be made online through the BNZ official website.

What are the Best and Biggest Insurance Companies
in New Zealand?

Making the right insurance company choice is crucial since it can significantly affect your financial stability and sense of security. Though car insurance is a hectic process when in New Zealand, this process can be easier if you select the right car insurance provider from the above-created list.

Here is the list of the Top 10 Best and Biggest Car Insurance Companies in New Zealand:

While selecting the right car issuance provider can be a tiring process. So, we suggest, before finalizing one, making a list of the pros and cons of each of them. If you find this article useful, please visit The Daily Top 10, for more informative content like the Top 10 Asia’s Best and Greatest Inventors o f All Time, Top 10 Asia’s Best Job Market News and Trends in 2023, and the Top 10 Reasons Why Every Pet Makes the Best Life Companion.

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Author: Fahad M.

Fahad M. is approachable and energetic about resolving SEO and content-related issues. He is customer-focused and always has the big picture in mind. He is also extremely creative and eager to assist wherever and whenever possible.